ERISA Consultants

 Over 20 years
in business

PROFESSIONAL ADVISORS
 

Professional Advisors

OUR RETIREMENT PLAN SERVICES

Overview
Plan Selection / Design
Installation / Submission
Administration /Compliance
Amendment / Restatement
Plan Termination / Merger
Employee Education
Ongoing Support

Ready to set up a plan with ERISA?
 Owner Only Plans:

  The ERISAnswer

  Owner Only FAQ's

  Application (PDF)

THE ERISA DIFFERENCE
 Tools / Information:

  Calendar

  Plan Limits

  FAQ's

  Calculators

  Plan Definitions

ERISAnswer FOR AG EDWARDS

  Full Range of Services for Section 125 & 132 / Cafeteria / Flex Plans / HRA's - More Info
  Plan Fact Sheets:

Owner

Only  

403(b)

401(k)

New Comp.

Profit Sharing

  Our "ERISA Clients" page offers operational forms and procedural instructions for your clients.

  We also offer Payroll Services - More Info

 Info / Proposals

  Info Request

  Proposal Request 

    ANNOUNCEMENTS & TIPS:

LINKS

IMPORTANT ANNOUNCEMENT FOR FINANCIAL ADVISORS PLANNING TO TRANSFER A PLAN'S ASSETS TO A NEW INVESTMENT VEHICLE -   The Sarbanes-Oxley Act of 2002 has mandated that employees be notified, in a timely manner, prior to any "blackout" period during which participant may not be able to execute plan transactions.    Most significant investment transfers will likely involve enough "down time" that the notice will be required.  Participants must be given THIRTY DAYS notice prior to the earliest date on which any plan transaction will be suspended due to the transfer.  The notice must adequately explain the reason for the blackout period, provide as much detail as possible about the transactions which will be affected and provide a projected time frame for the blackout period.  The fine for a plan sponsor found in violation of these rules is substantial.  Therefore, the planning and timing for such an event is crucial!  Click Here for more.

Newsletter

SAFE HARBOR 401(k) PLANS - Employers who wish to maximize the 401(k) elective deferrals made by the "highly compensated" employees should consider a "Safe Harbor" design to eliminate the testing that may limit these contributions to less than the IRS's maximum annual dollar limit.  However, early planning is essential!  Employers must post the notice thirty days prior to the beginning of the plan year or at plan establishment.  Please contact our office for more information.

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